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Welcome To
Yakima Federal Savings
and Loan Association Online

A Letter to the Customers of Yakima Federal Savings and Loan Association

We’ve all been watching the news reports from Wall Street and how recent events have impacted our national economy. Understandably, many of you are concerned and want to know about the security of your own savings at Yakima Federal Savings and Loan Association. We want to assure you that your money is safe and sound in Yakima Federal Savings and Loan Association. We’ve been in business for over 100 years and our depositors have never lost a single penny of their money. In fact, we have paid nearly 1 billion dollars in dividends to savers over our 103 year history. Unlike some of the financial institutions you have been hearing about on the news, we know our market and our customers. We do not make risky or “subprime” mortgage loans, nor do we invest in securities that are backed by these loans. Instead we use conservative, safe lending practices that have successfully serviced our market and institution for years. You should know that Yakima Federal Savings is well capitalized and has substantial financial reserves. Our tier one capital ratio stands at 17.86% and our liquidity ratios are high, currently 45.6% of assets and 56.8% of deposits. (Financial Ratios are as of September 30, 2008) And remember that your deposits are insured up to maximum allowable amounts by the FDIC. These amounts were recently raised and you can access additional information about deposit insurance using the link we provide to the FDIC website farther down on this page. In summary, we want to thank you for your continued business and we look forward to a long and stable relationship with you for many years into the future.

Welcome to our website. Please take a moment to read our Privacy Statement. Our website represents our commitment to staying connected to the communities we serve. You'll want to "bookmark" our Home Page because we will be updating our pages often to make our website more user-friendly, interactive, and responsive to your needs.

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At Yakima Federal Savings
and Loan Association Online you can...

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Use our Secure Check Reorder Form to order more checks anytime, day or night.


Use EDIE, The FDIC's Electronic
Deposit Insurance Estimator

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We hope you enjoy your visit at Yakima Federal Savings Online, but before you go... be sure to bookmark our Home Page because you'll want to come back again and again!

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